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Welcome to the HSA Council

The HSA Council is an organization of banks, insurers and technology leaders committed to increasing the adoption velocity of health savings accounts in the United States. The HSA Council represents its members before Congress, the White House and U.S. Courts in order to preserve the ability of Americans to pay for healthcare using an HSA.

Membership | Newsletter | HSA News and Issues | Additional Resources

HSA Council Membership and Benefits

Subscribe to the HSA Update: go to the ABA E-Mail Bulletins site and select the HSA Update E-Mail Bulletin.

HSA Council's List of Legislation: Updated April 2012, includes legislation the Council supports and opposes.

Top News

See the HSA Council's News and Issues page for information on Actuarial Value (AV) and Medical Loss Ratio (MLR).


HSA News Highlights

  • 2013 HSA indexed amounts: Maximum Contribution is $3,250 (individual) and $6,450 (family), Minimum Deductible is $1,250 (individual) and $2,500 (family), Maximum Out-of-Pocket is $6,250 (individual) and $12,500 (family).

  • HSA Council Executive Director, Kevin McKechnie at the IHC Forum East
    Listen to Kevin's Interview. Healthcare Consumerism Radio was Broadcasting live at the IHC Forum East— interviewing Sponsors, Speakers, Solution Providers, and Employers.

  • Fidelity Reports its Largest One-Year Increase in Health Savings Accounts in 2011
    Read the Report.  Released April 2012.  Among the findings is a "Sixty-one percent jump as employees rapidly establish HSAs and employers increasingly migrate to high-deductible health plans."

  • EBRI Report "Characteristics of the Population with Consumer-Driven and High-Deductible Health Plans, 2005-2011"
    Read the Report.  Released April 2012. Among the findings was that CDHP enrollees have better health status than those in traditional plans. 
     
  • Article in BenefitPro: "Five Reasons to Enroll in an HSA" by Eric Johnson
    Read the article.  Released April 2012.  Among the reasons included in the article is that HSAs are better than an FSA, 401(k), a raise, and a copay plan.  Read the full article to learn more about the advantages of HSAs. 

  • HSA Council's Kevin McKechnie will Provide Insight into 2012 HSA Marketplace
    Learn more about this opportunity to hear from Kevin as part of the upcoming HealthCare Consumerism Solutions Outlook 2012 annual issue, produced by The Institute for HealthCare Consumerism.

  • 2012 HSA indexed amounts: Maximum Contribution is $3,100 (individual) and $6,250 (family), Minimum Deductible remains the same at $1,200 (individual) and $2,400 (family), Maximum Out-of-Pocket is $6,050 (individual) and $12,100 (family).

The HSA Council is a joint effort of the American Bankers Association and its insurance subsidiary, the American Bankers Insurance Association

Questions? Please contact Renee Galbraith for more information.