2011 Free Training

Genworth Financial offers  FREE residential mortgage online training classes for ABA members. The courses cover important topics including analyzing appraisals, appraisal underwriting, non-traditional credit, understanding the secondary market and calculating debt-to-income. Click here for a complete calendar of courses and to register.

Genworth Mortgage Insurance, part of Genworth Financial, provides ABA
members exclusive products and services that can help them meet the mortgage lending needs of their customers and differentiate themselves in a competitive market.

At Genworth Mortgage Insurance, we help people buy a house. And keep it their home. With mortgage insurance, borrowers can put less than 20 percent down
and buy a house years sooner. And Genworth's innovative products and services — from job loss protection to one-on-one homeowner assistance — will help keep them safer in their home if times get tough.

Products

• Job Loss Protection – may pay a qualified borrower's mortgage up to $2000 a month for up to six months in the event of involuntary job loss.  Genworth purchases this benefit for borrowers at no additional cost to them or to you. This is a great benefit that you can provide your customers —and one that provides a competitive advantage for you.
• Community Bank University – provides customized training opportunities for your employees on topics such as loss mitigation, self-employed borrowers, delegated underwriting and much more.
• Homeowner Assistance Program – Genworth's Homeowner Assistance Program helps homeowners during times of financial hardship. Our representatives work directly with lenders, servicers and borrowers to find solutions to keep borrowers in their homes and avoid foreclosure.
• Smart Market Analysis – Market-specific demographic, statistics and consumer segmentation data are available to ABA members throughout the United States.
• Homebuyer Privileges® (HBP) – provides access to rebates, discounts and special offers on a variety of products and services with known retailers such as Home Depot, GE Appliances and Art.com.

Pricing

• High Perform Program – Offers ABA members a discount for strong loss performance and execution. The program provides a 5bps discount for all coverage levels of qualifying loans. ABA members must meet program requirements to qualify for the discount.

Technology

• FlexConnect – allows your business to quickly upload or fax loans files into an imaging system; files are instantaneously transferred to Genworth Mortgage Insurance. Ideal for mortgage insurance and contract underwriting.

Customer Support

• Dedicated regional account representatives who know your markets
• Marketing, product and underwriting support
• Comprehensive suite of loan officer, sales and management training
• ActionCenter® customer support: Representatives are available to assist you Monday-Friday from 8 a.m. to 8 p.m. EST at 800.444.5664 or action.center@genworth.com.

Member Benefits

• ABA member-exclusive products that grow your business and your bottom line while reducing risk
• Customized training opportunities