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The Community Bank Prepaid Program makes the prepaid card market accessible and profitable for community banks. The program enables community banks to issue and brand general purpose reloadable, payroll and gift cards.

For Your Bank

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Our quick-to-market prepaid solution lets your bank enter the prepaid market quickly and cost effectively while benefiting from the ability to:

  • keep and expand interest-free, FDIC-insured deposits
  • set and manage cardholders' fees
  • share interchange revenue without owning a MasterCard BIN
  • brand card with your bank's name and logo

BIN sponsorship is provided to ABA member banks. All program operational support is handled by TransCard. Your bank's prepaid program can be up and running in 60 days.

For Your Customers
With the Community Bank Prepaid Program, your bank can offer even more options to customers.

  • Businesses: Prepaid enables commercial clients to pay employees using payroll cards---increasing operational efficiency and eliminating paper checks.
  • Consumers: Our reloadable prepaid cards are an attractive alternative to traditional checking accounts. Prepaid is also an easy, flexible way to support students away from home, and travelers looking.
  • Both businesses and consumers can use our gift card solution to create incentives for employees and meet seasonal needs.

All prepaid cards come with 24/7, bilingual, US-based customer service. Value-added features include text-message balance and transaction alerts, and budget and payments tools.

For more information, contact:

Christopher McClinton, Vice President, Card Solutions
202-663-5088
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