America’s Community Bankers NASDAQ Index^SM

Disclaimer

The financial data and information presented herein relating to the America’s Community Bankers NASDAQ Index are provided by NASDAQ and CRSP | The Center for Research in Security Prices at the University of Chicago Graduate School of Business, and are believed to be accurate and reliable. Because of the hazards of electronic distribution, the possibility of human and mechanical error, as well as other factors, neither America’s Community Bankers (ACB), nor its affiliates, officers, directors nor employees are responsible for any errors or omissions in the information or its unavailability at any time. All such financial data and information is presented "as is" without warranty of any kind and ACB and its affiliates, officers, directors or employees make no representations and disclaim all express, implied, and statutory warranties of any kind to any party including warranties as to accuracy, timeliness, completeness, merchantability, or fitness for any particular purpose.

NASDAQ disseminates intraday price data for the America’s Community Bankers NASDAQ Index, with assigned symbol ACBQ. The price is refreshed every 15 seconds over the NASDAQ Index Dissemination Service , and can be accessed through financial data vendors.

The total return index values are calculated by CRSP | The Center for Research in Securities Prices (CRSP) and include reinvestment of all cash distributions of index members on the ex-date. The closing total index value of each index is calculated daily and shows the price appreciation or depreciation plus dividend yield of the component securities. It is equal to the previous day index value multiplied by the ratio of end-of-day market value plus cash distributions value to the start-of-day market value. The data points for these calculations, and conventions, are NASDAQ specific, and are the same as are used by NASDAQ for the calculation of their price-only indexes.

The total return index values for the America’s Community Bankers NASDAQ Index was synchronized to the value of the original index at the close on December 4, 2003.