ACB: Press Releases

Contact:	Robert Schmermund (202) 857-3104 Jim Eberle (202) 857-3145	Jim Eberle (202) 857-3145 (work) (703) 893-2593 (home) [email protected]	For Immediate Release November 2, 2004
E-mail: [email protected]

ACB MEDIA ADVISORY — COMMUNITY BANK INVESTOR CONFERENCE

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Media Advisory

America’s Community Bankers To Host Second Community Bank Investor Conference

Following the overwhelming success of its first conference in May, America’s Community Bankers will host its second Community Bank Investor Conference, November 18-19, at the Palace Hotel, 455 Madison Ave. at 50th St., New York City, featuring presentations by 18 community banks listed on the America’s Community Bankers NASDAQ Index.

The index, comprised of some 509 community banks and thrifts, is the most broadly representative stock index of community financial institutions. The index was launched in December 2003 to track the performance of this important, but sometimes overlooked, sector of the financial services business. Intraday pricing was introduced in August under the symbol ACBQ.

The conference will provide a unique forum for community banks to present their financial performance to institutional investors and the investment community. A schedule is attached.

The conference will also offer an Investor Relations Boot Camp for publicly traded community banks seeking guidance in developing effective investor relations strategies. This “crash course” will feature investor relations and securities industry experts.

The boot camp will be held on Nov. 18 from 3-5 p.m. Company presentations will be made on Nov. 19 from 8:30 a.m. to Noon and from 1:30-2:30 p.m. A luncheon at Noon will feature Diane Casey-Landry, president and CEO, America’s Community Bankers. See www.AmericasCommunityBankers.com/mtg for a complete schedule of events and speakers.

Both days are open to print media. Because of space limitations, advance media registration is required. Please contact Josh Shusko at (202) 857-3103 or [email protected].

America’s Community Bankers
Investor Relations Conference
Schedule of Presentations
November 19, 2004

Hubbard Room

8:30 to 9:00 a.m. ICBC — Independence Community Bank Corp., Brooklyn, N.Y. — Alan Fishman, president and CEO and Harry P. Doherty, vice chairman

9:00 to 9:30 a.m. CBMD — Columbia Bancorp, Columbia, Md. — John Bond, president and CEO

9:30 to 10:00 a.m. UMPQ — Umpqua Holdings Corp., Portland, Ore. — Ray Davis, president and CEO and Daniel Sullivan, EVP and CFO

10:00 to 10:30 a.m. SMTB — Smithtown Bancorp, Inc., Smithtown, N.Y. — Bradley Rock, chairman and CEO

10:30 to 11:00 a.m. TIBB — TIB Financial Corp., Key Largo, Fla. — Edward Lett, president and CEO

11:00 to 11:30 a.m. FULT — Fulton Financial Corp., Lancaster, Pa. — R. Scott Smith, president and CEO and Charles Nugent, EVP and CFO

11:30 to Noon IBKC — IBERIABANK Corp., Layafette, La. — Daryl Byrd, president and CEO and John Bates, vice chair

1:30 to 2:00 p.m. SNBC — Sun Bancorp., Inc., Vineland, N.J. — Tom Bracken, president and CEO and Dan Chila, CFO

2:00 to 2:30 p.m. EVBN — Evans Bancorp, Inc., Angola, N.Y. — James Tilley, president and CEO and Mark DeBacker, senior VP and CFO

Fahnstock Room

8:30 to 9:00 a.m. STSA — Sterling Financial Corp., Spokane, Wash. — Harold Gilkey, chairman and CEO and Heidi Stanley, vice chair and COO

9:00 to 9:30 a.m. HFFC — HF Financial Corp., Sioux Falls, S.D. — Curtis Hage, chairman and CEO and Darrell Posegate, EVP and CFO

9:30 to 10:00 a.m. PBCT — People’s Bank, Bridgeport, Conn. — Phillip Sherringham, EVP and CFO

10:00 to 10:30 a.m. FBTX — Franklin Bank Corp., Austin, Texas — Anthony Nocella, chairman, president and CEO and Russell McCann, EVP and CFO

10:30 to 11:00 a.m. FPFC — First Place Financial Corp., Warren, Ohio — Steven Lewis, president and CEO

11:00 to 11:30 a.m. OCFC — OceanFirst Financial Corp., Toms River, N.J. — John Garbarino, chairman, president and CEO and Michael Fitzpatrick, EVP

11:30 to Noon SUSQ — Susquehanna Bancshares, Inc., Lititz, Pa. — William Reuter, chairman and Drew Hostetter, CFO

1:30 to 2:00 p.m. CFFN — Capitol Federal Financial Corp., Topeka, Kan. — John Dicus, president and CEO and Neil McKay, CFO

2:00 to 2:30 p.m. FBTC — First BancTrust Corp., Paris, Ill., Terry Howard, president and CEO

America’s Community Bankers is the national trade association committed to shaping the future of banking by being the innovative industry leader strengthening the competitive position of community banks. To learn more about ACB, visit www.AmericasCommunityBankers.com.

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