February 5-8, 2006
Westin Kierland Resort & Spa
Scottsdale, AZ
HOTEL IS SOLD OUT!
  INTRODUCTION
PROGRAM
GENERAL SESSION SPEAKERS
CONCURRENT TOPICS
OPTIONAL EDUCATION
OPTIONAL TOUR
MEET 2006 EXHIBITORS!
SPONSORS
REGISTER TODAY!
DOWNLOAD BROCHURE
  INTRODUCTION
  Compete & Thrive in Today’s Complex Mortgage Market
Get the strategic and tactical information that your bank needs to stay competitive and thrive in today’s complex lending market. Practical hands-on sessions delve into critical facets of the mortgage business, with emphasis on increasing production volume to gain the competitive edge.

Topics include:
  • Loan Officer Management
  • Products & Pricing
  • Building a Marketing Culture
  • Managing the Servicing Asset
  • Risk Management
  • New Markets
  • Execution Options
  • High-impact Production
  • And much more

Your Satisfaction Guaranteed ACB is proud to deliver first-rate programs. If you are not satisfied, please notify ACB in writing and we will gladly refund your registration fee.

 

General Session Speakers

Linda Brakeall
Success Strategist™, President, Phoenix Seminars, Hawthorne Woods, IL

How to Rate Proof Your Bank’s Business

Nationally known speaker and trainer for the mortgage and real estate industries brings over 20 years of sales, management, marketing, and speaking experience to positively impact your bottom line. Linda gives innovative and practical tips about marketing, sales training, motivation, communications, public speaking & presentation skills.

F. Weller Meyer
Chairman, America’s Community Bankers, And President & CEO, Acacia Federal Savings Bank, Falls Church, VA

Washington Update

Weller is a past chairman of ACB Business Partners, Inc., ACB’s COMPAC Board of Governors, and ACB’s GSE Policy Committee, and has been an active member of the ACB Board of Directors since 1998. He is chairman of the Executive Committee and as Chairman of ACB, he serves as an ex officio member of all ACB standing committees. Weller also served as president of the Federal Reserve Board’s Thrift Institutions Advisory Council in 2000. He has also been active in state and regional banking associations.

Martin A. Regalia
VP & Chief Economist, U. S. Chamber of Commerce, Washington, DC

Economic Outlook for 2006

Dr. Martin Regalia, vice president and chief economist, Economic and Tax Policy, of the U. S. Chamber of Commerce, is a leading economist who has served as principal fiscal analyst for the Congressional Budget Office, as an economist for the Federal Reserve’s Board of Governors, in both banking and capital markets sections, and as financial economist for the Federal Deposit Insurance Corporation.

Kevin D. Schneider
President, Mortgage Insurance, U. S., Genworth Financial, Raleigh, NC

Kevin Schneider is responsible for leading the United States business with responsibility for the Sales function as well as Marketing and Operations activities. Mr. Schneider began his career with GE as Executive Vice President Sales and Commercial Services for GE Capital Rail Services. Prior to joining Mortgage Insurance in April 2003, Schneider was Chief Quality Officer for GE Commercial Finance in Stamford, CT.

Pat Sherlock
Founder & President, QFS Consulting, Medford, NJ

The Seven Keys to Top Loan Production

Pat’s firm conducted ground-breaking research on the practices and personality characteristics of the top producers and managers in mortgage banking. Pat has been in the mortgage industry over 20 years. She is the author of “Reaching the Top of Your Game: Best Practices of the Top Mortgage Originators” – a best-selling book that analyzes the sales techniques and work habits of the top producers at the top 100 mortgage banking fi rms. In 2003, she wrote a sequel, “Winning Strategies in Commission Sales”, and in 2006, she will publish “Best Practices of Top Sales Managers”. Pat will share her company’s proprietary research on how to build a successful sales force.

Bill O’Leary
Director of Business Strategies for Community & Multicultural Lending, Fannie Mae, Washington, DC

Understanding Minority Consumers in the Financial Arena

Bill is responsible for providing best-in-class research insights and marketing strategy consulting to Fannie Mae and its 2000+ lender partners. African American, Hispanic and new immigrant consumers are his team’s primary focus. His team conducts qualitative and quantitative research on a wide range of subjects, including consumers, realtors, lenders, brokers, and home counselors. Major projects have included the Consumer Habits & Practices Study, Mortgage Broker Habits & Practices, Realtor Habits & Practices, and
Asian New Immigrant Exploratory research. In addition, his team supports Fannie Mae lender partners by converting research findings into actionable marketing strategies.

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  CONCURRENT SESSION TOPICS
  Innovative Instruments
New types of mortgage products seem to be taking over. Interest Only, Option ARMs, stated income, limited documentation mortgages can get more people into homes, but … how do they work? When do they work? When do they create too much risk?

GSE Updates
The newest developments in mortgage technology and secondary market programs from the GSE giants – Fannie Mae and Freddie Mac.

Commitment Options
Using Mandatory and Best Efforts commitments to your best possible advantage. Managing your pipeline for optimum results.

Pass Your Exam
Learn first hand from Federal Banking Regulators how to prepare for an examination of your mortgage portfolio. Compliance pitfalls that experienced examiners often fi nd are also explained.

A Treasure Trove of Products
New twists on traditional mortgage products, including: construction-to-permanent, hybrid ARMs, reverse, non- prime, and HELOCs.

Managing Risk in Your Portfolio
Examine the biggest challenges that your portfolio presents… credit risk and interest rate risk. Learn the best ways to manage the mortgage asset in different environments.

Technology for Small & Medium Sized Banks
Learn how small and medium-sized lenders can leverage existing technology to improve processes and increase profits.

And, the ever-popular Peer Group Discussions.

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  OPTIONAL EDUCATION SESSIONS
  This is the perfect warm-up for the conference! Build a strong base of knowledge through one or both of these half-day workshops!

Getting Started in the Secondary Mortgage Market
Whether you are new to the secondary markets or have sold loans before, these sessions have something to offer you. This two-part series covers all the basic skills and information you need to participate in the secondary mortgage market.

Part I: Secondary Marketing 101: Getting Started
Saturday, February 4, 1 p.m. – 4:30 p.m.

Focuses on the basic skills and fundamentals: What’s the first step to selling and servicing loans? How do I read the rate and pricing sheets and make calculations? How can we become a seller/servicer? What options do community banks have? What do we need to do to prepare?

Part II: Secondary Marketing 201: Taking It To The Next Level
Sunday, February 5, 8:30 a.m. – 12 Noon

Develop your skills and understanding by exploring pipeline management and alternative strategies. What is the best way for us to deliver loans? How do I evaluate different investors and programs? How can I best manage my pipeline? What are some industry best practices?

Plus:
Results of ACB’s 2005 Real Estate Lending Survey

ACB’s Mortgage Markets and Lending Technology Committee Update
Free Survey Report for Attendees

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  CONFERENCE FEATURES
  ACB’s Super Bowl XL Party
Sunday February 5, 2006, 4:00 pm – End of Game

Were you there with ACB for our Super Bowl XXXVIII Party in 2004? It was an incredible, much talked about event that we are going to try to top in 2006! Watch the big game in style on a projection screen while enjoying great food, drinks and company. Sponsored by ACB Business Partners

SPONSOR AN EVENT
40 Years of Football Greatness Meets 250 Community Bank Lending Executives at the Event of the Season. ACB’s Super Bowl XL Extravaganza is THE place to meet some of the most prosperous and progressive community banks in the nation. Join us as a sponsor of this event and go down in history as a top player in the industry! 2004’s party was the most talked about event at the conference. Don’t miss this amazing opportunity to spotlight your company and forge new relationships.

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  PROGRAM
 
SCHEDULE AT-A-GLANCE    
  FRI., FEBRUARY 3

5:30 p.m. – 9:30 p.m.
ACB Business Partners Board of Directors Reception & Dinner
(by invitation only)

SAT., FEBRUARY 4

8 a.m. – 12 Noon
ACB Business Partners Board of Directors Meeting

1 p.m. – 3:30 p.m.
Government Affairs Steering Committee Meeting with Lunch

1 p.m. – 4:30 p.m.
Secondary Marketing 101: Getting Started

6:30 p.m. – 9:30 p.m.
ACB Board of Directors and ACB Mortgage Markets & Lending Technology Committee Reception and Dinner (by invitation only)

SUN., FEBRUARY 5

8:30 a.m. – 12 Noon
Secondary Marketing 201: Taking it to the Next Level

8:30 a.m. – 12 Noon
ACB Board of Directors Meeting

10 a.m. – 3 p.m.
Exhibitor Registration & Set-Up
SUN., FEBRUARY 5 (cont.)

12 Noon – 3:30 p.m.
Mortgage Markets and Lending Technology Committee Meeting with Lunch

2 p.m. – 5 p.m.
Registration & Information

4 p.m. – end of game
Super Bowl XL Party
Sponsored by ACB Business Partners

MON., FEBRUARY 6

7a.m. – 8:15 a.m.
ACB/Fannie Mae Liaison Meeting
with Breakfast (by invitation only)

7:30 a.m. – 8:15 a.m.
Mortgage Solutions Presentation
with Breakfast

7:30 a.m. – 8:30 a.m.
Continental Breakfast in the Marketplace

8:30 a.m. – 12 Noon
General Session & Concurrent Sessions

1 p.m. – 6 p.m.
Optional Golf Tournament with Box Lunch
Sponsored by Fannie Mae

7 p.m. – 8 p.m.
19th Hole Reception
Sponsored by Fannie Mae
 
TUES., FEBRUARY 7

7a.m. – 8:15 a.m.
ACB/Freddie Mac Liaison Meeting with Breakfast
(by invitation only)

7:30 a.m. – 8:15 a.m.
Mortgage Solutions Presentation with Breakfast

7:30 a.m. – 8:30 a.m.
Continental Breakfast in the Marketplace

8:30 a.m. – 12 Noon
General Session & Concurrent Sessions

12 Noon – 1:30 p.m.
Lunch in the Marketplace

1:30 p.m. – 4:45 p.m.
Concurrent Sessions & Peer Groups

5:30 p.m. – 6:30 p.m.
Reception
Sponsored by Freddie Mac

WED., FEBRUARY 8

8 a.m. – 10:30 a.m.
Concurrent Sessions & Closing General Session

10:30 a.m.
Adjourn
 

*Schedule is subject to change

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  OPTIONAL TOURS
  Scenic River Float
Monday, February 6, 2006
1 p.m. – 5 p.m. $110 per person

This relaxing tour down the lower Salt River is a perfect introduction to the beauty and wonder of the Sonoran Desert. Keep an eye out for bald eagles, coyotes, wild horses, mule deer and desert bighorn sheep as you journey downstream between towering saguaro cactus and shady mesquite groves. Your guide will be sure to share extensive knowledge of the interesting and colorful history of the area. Suggested attire: Comfortable and casual clothing and sneakers.

Hot Air Ballooning
Sunday, February 5, 2006
7 a.m. – 10 a.m. $190 per person

Glide gracefully over the spectacular landscape of the Sonoran Desert with only the wind to propel your balloon. Your flight will conclude with the traditional champagne toast and a brief history of ballooning told as only a FAA licensed pilot could tell. Each participant receives a First Flight Certificate to commemorate his or her flight. A light continental breakfast will be served after the flight. Suggested attire: Comfortable and casual clothing and closed-toed shoes (no open-toed shoes or sandals).

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  EXHIBIT IN THE MARKETPLACE
  SOLD OUT IN 2005!
Don’t miss this chance to show and discuss your products and services. The Marketplace hours are scheduled to maximize delegate traffic. For more information about sponsorship or exhibiting, call Liz Felmey at (888) 872-0275, ext. 3126 or [email protected].
 
  TRAVEL DISCOUNT
  Car Rental
Avis is offering special daily and weekly rental rates on all car classes while in Arizona from January 29 – February 15, 2006. Rentals are subject to certain restrictions, taxes and surcharges. Advance reservations are suggested. To obtain these conference rates, call (800) 331-1600 or on-line at www.avis.com and refer to the special Avis Worldwide Discount (AWD) Number B766612.
   
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