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INTRODUCTION |
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Compete & Thrive in Today’s Complex Mortgage Market
Get the strategic and tactical information that your bank needs to stay
competitive and thrive in today’s complex lending market. Practical
hands-on sessions delve into critical facets of the mortgage business,
with emphasis on increasing production volume to gain the competitive
edge.
Topics include:
- Loan Officer Management
- Products & Pricing
- Building a Marketing Culture
- Managing the Servicing Asset
- Risk Management
- New Markets
- Execution Options
- High-impact Production
- And much more
Your Satisfaction Guaranteed ACB is proud to deliver first-rate
programs. If you are not satisfied, please notify ACB in writing and we
will gladly refund your registration fee.
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General Session Speakers
Linda Brakeall
Success Strategist™, President, Phoenix Seminars, Hawthorne Woods, IL
How to Rate Proof Your Bank’s Business
Nationally known speaker and trainer for the mortgage and real estate
industries brings over 20 years of sales, management, marketing, and
speaking experience to positively impact your bottom line. Linda gives
innovative and practical tips about marketing, sales training,
motivation, communications, public speaking & presentation skills.
F. Weller Meyer
Chairman, America’s Community Bankers, And President & CEO, Acacia
Federal Savings Bank, Falls Church, VA
Washington
Update
Weller is a past chairman of ACB Business Partners, Inc., ACB’s COMPAC
Board of Governors, and ACB’s GSE Policy Committee, and has been an
active member of the ACB Board of Directors since 1998. He is chairman
of the Executive Committee and as Chairman of ACB, he serves as an ex
officio member of all ACB standing committees. Weller also served as
president of the Federal Reserve Board’s Thrift Institutions Advisory
Council in 2000. He has also been active in state and regional banking
associations.
Martin A. Regalia
VP & Chief Economist, U. S. Chamber of Commerce, Washington, DC
Economic
Outlook for 2006
Dr. Martin Regalia, vice president and chief economist, Economic and Tax
Policy, of the U. S. Chamber of Commerce, is a leading economist who has
served as principal fiscal analyst for the Congressional Budget Office,
as an economist for the Federal Reserve’s Board of Governors, in both
banking and capital markets sections, and as financial economist for the
Federal Deposit Insurance Corporation.
Kevin D. Schneider
President, Mortgage Insurance, U. S., Genworth Financial, Raleigh, NC
Kevin Schneider is responsible for leading the United States business
with responsibility for the Sales function as well as Marketing and
Operations activities. Mr. Schneider began his career with GE as
Executive Vice President Sales and Commercial Services for GE Capital
Rail Services. Prior to joining Mortgage Insurance in April 2003,
Schneider was Chief Quality Officer for GE Commercial Finance in
Stamford, CT.
Pat Sherlock
Founder & President, QFS Consulting, Medford, NJ
The Seven Keys to Top Loan Production
Pat’s firm conducted ground-breaking research on the practices and
personality characteristics of the top producers and managers in
mortgage banking. Pat has been in the mortgage industry over 20 years.
She is the author of “Reaching the Top of Your Game: Best Practices of
the Top Mortgage Originators” – a best-selling book that analyzes the
sales techniques and work habits of the top producers at the top 100
mortgage banking fi rms. In 2003, she wrote a sequel, “Winning
Strategies in Commission Sales”, and in 2006, she will publish “Best
Practices of Top Sales Managers”. Pat will share her company’s
proprietary research on how to build a successful sales force.
Bill O’Leary
Director of Business Strategies for Community & Multicultural
Lending, Fannie Mae, Washington, DC
Understanding Minority Consumers in the
Financial Arena
Bill is responsible for providing best-in-class research insights and
marketing strategy consulting to Fannie Mae and its 2000+ lender
partners. African American, Hispanic and new immigrant consumers are his
team’s primary focus. His team conducts qualitative and quantitative
research on a wide range of subjects, including consumers, realtors,
lenders, brokers, and home counselors. Major projects have included the
Consumer Habits & Practices Study, Mortgage Broker Habits & Practices,
Realtor Habits & Practices, and
Asian New Immigrant Exploratory research. In addition, his team supports
Fannie Mae lender partners by converting research findings into
actionable marketing strategies.
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CONCURRENT SESSION TOPICS |
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Innovative Instruments
New types of mortgage products seem to be taking over. Interest Only,
Option ARMs, stated income, limited documentation mortgages can get more
people into homes, but … how do they work? When do they work? When do
they create too much risk?
GSE Updates
The newest developments in mortgage technology and secondary market
programs from the GSE giants – Fannie Mae and Freddie Mac.
Commitment Options
Using Mandatory and Best Efforts commitments to your best possible
advantage. Managing your pipeline for optimum results.
Pass Your Exam
Learn first hand from Federal Banking Regulators how to prepare for an
examination of your mortgage portfolio. Compliance pitfalls that
experienced examiners often fi nd are also explained.
A Treasure Trove of Products
New twists on traditional mortgage products, including:
construction-to-permanent, hybrid ARMs, reverse, non- prime, and HELOCs.
Managing Risk in Your Portfolio
Examine the biggest challenges that your portfolio presents… credit risk
and interest rate risk. Learn the best ways to manage the mortgage asset
in different environments.
Technology for Small & Medium Sized Banks
Learn how small and medium-sized lenders can leverage existing
technology to improve processes and increase profits.
And, the ever-popular Peer Group Discussions.
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OPTIONAL EDUCATION SESSIONS |
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This is the perfect warm-up for the conference! Build a strong base of
knowledge through one or both of these half-day workshops!
Getting Started in the Secondary Mortgage Market
Whether you are new to the secondary markets or have sold loans before,
these sessions have something to offer you. This two-part series covers
all the basic skills and information you need to participate in the
secondary mortgage market.
Part I: Secondary Marketing 101: Getting Started
Saturday, February 4, 1 p.m. – 4:30 p.m.
Focuses on the basic skills and fundamentals: What’s the first step to
selling and servicing loans? How do I read the rate and pricing sheets
and make calculations? How can we become a seller/servicer? What options
do community banks have? What do we need to do to prepare?
Part II: Secondary Marketing 201: Taking It To The Next Level
Sunday, February 5, 8:30 a.m. – 12 Noon
Develop your skills and understanding by exploring pipeline management
and alternative strategies. What is the best way for us to deliver
loans? How do I evaluate different investors and programs? How can I
best manage my pipeline? What are some industry best practices?
Plus:
Results of ACB’s 2005 Real Estate Lending Survey
ACB’s Mortgage Markets and Lending Technology Committee Update
Free Survey Report for Attendees
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CONFERENCE FEATURES |
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ACB’s Super Bowl XL Party
Sunday February 5, 2006, 4:00 pm – End of Game
Were you there with ACB for our Super Bowl XXXVIII Party in 2004? It was
an incredible, much talked about event that we are going to try to top
in 2006! Watch the big game in style on a projection screen while
enjoying great food, drinks and company. Sponsored by ACB Business
Partners
SPONSOR AN EVENT
40 Years of Football Greatness Meets 250 Community Bank Lending
Executives at the Event of the Season. ACB’s Super Bowl XL Extravaganza
is THE place to meet some of the most prosperous and progressive
community banks in the nation. Join us as a sponsor of this event and go
down in history as a top player in the industry! 2004’s party was the
most talked about event at the conference. Don’t miss this amazing
opportunity to spotlight your company and forge new relationships.
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PROGRAM |
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| SCHEDULE AT-A-GLANCE |
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FRI., FEBRUARY 3
5:30 p.m. – 9:30 p.m.
ACB Business Partners Board of Directors Reception & Dinner
(by
invitation only)
SAT., FEBRUARY 4
8 a.m. – 12 Noon
ACB Business Partners Board of Directors Meeting
1 p.m. – 3:30 p.m.
Government Affairs Steering Committee Meeting with Lunch
1 p.m. – 4:30 p.m.
Secondary Marketing 101: Getting Started
6:30 p.m. – 9:30 p.m.
ACB Board of Directors and ACB Mortgage Markets & Lending Technology
Committee Reception and Dinner (by invitation only)
SUN., FEBRUARY 5
8:30 a.m. – 12 Noon
Secondary Marketing 201: Taking it to the Next Level
8:30 a.m. – 12 Noon
ACB Board of Directors Meeting
10 a.m. – 3 p.m.
Exhibitor Registration & Set-Up |
SUN., FEBRUARY 5 (cont.)
12 Noon – 3:30 p.m.
Mortgage Markets and Lending Technology Committee Meeting with Lunch
2 p.m. – 5 p.m.
Registration & Information
4 p.m. – end of game
Super Bowl XL Party
Sponsored by ACB Business Partners
MON., FEBRUARY 6
7a.m. – 8:15 a.m.
ACB/Fannie Mae Liaison Meeting
with Breakfast (by invitation only)
7:30 a.m. – 8:15 a.m.
Mortgage Solutions Presentation
with Breakfast
7:30 a.m. – 8:30 a.m.
Continental Breakfast in the Marketplace
8:30 a.m. – 12 Noon
General Session & Concurrent Sessions
1 p.m. – 6 p.m.
Optional Golf Tournament with Box Lunch
Sponsored by Fannie Mae
7 p.m. – 8 p.m.
19th Hole Reception
Sponsored by Fannie Mae
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TUES., FEBRUARY 7
7a.m. – 8:15 a.m.
ACB/Freddie Mac Liaison Meeting with Breakfast
(by invitation only)
7:30 a.m. – 8:15 a.m.
Mortgage Solutions Presentation with Breakfast
7:30 a.m. – 8:30 a.m.
Continental Breakfast in the Marketplace
8:30 a.m. – 12 Noon
General Session & Concurrent Sessions
12 Noon – 1:30 p.m.
Lunch in the Marketplace
1:30 p.m. – 4:45 p.m.
Concurrent Sessions & Peer Groups
5:30 p.m. – 6:30 p.m.
Reception
Sponsored by Freddie Mac
WED., FEBRUARY 8
8 a.m. – 10:30 a.m.
Concurrent Sessions & Closing General Session
10:30 a.m.
Adjourn
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*Schedule is subject to change
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OPTIONAL TOURS |
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Scenic River Float
Monday, February 6, 2006
1 p.m. – 5 p.m. $110 per person
This relaxing tour down the lower Salt River is a perfect introduction
to the beauty and wonder of the Sonoran Desert. Keep an eye out for bald
eagles, coyotes, wild horses, mule deer and desert bighorn sheep as you
journey downstream between towering saguaro cactus and shady mesquite
groves. Your guide will be sure to share extensive knowledge of the
interesting and colorful history of the area. Suggested attire:
Comfortable and casual clothing and sneakers.
Hot Air Ballooning
Sunday, February 5, 2006
7 a.m. – 10 a.m. $190 per person
Glide gracefully over the spectacular landscape of the Sonoran Desert
with only the wind to propel your balloon. Your flight will conclude
with the traditional champagne toast and a brief history of ballooning
told as only a FAA licensed pilot could tell. Each participant receives
a First Flight Certificate to commemorate his or her flight. A light
continental breakfast will be served after the flight. Suggested attire:
Comfortable and casual clothing and closed-toed shoes (no open-toed
shoes or sandals).
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EXHIBIT IN THE MARKETPLACE |
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SOLD OUT IN 2005!
Don’t miss this chance to show and discuss your products and services.
The Marketplace hours are scheduled to maximize delegate traffic. For
more information about sponsorship or exhibiting, call Liz Felmey at
(888) 872-0275, ext. 3126 or
[email protected].
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TRAVEL DISCOUNT |
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Car Rental
Avis is offering special daily and weekly rental rates on all car
classes while in Arizona from January 29 – February 15, 2006. Rentals
are subject to certain restrictions, taxes and surcharges. Advance
reservations are suggested. To obtain these conference rates, call (800)
331-1600 or on-line at
www.avis.com and refer to the special Avis Worldwide Discount (AWD)
Number B766612. |
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